Cooperative Finance Manager is a local-first back-office application for running a savings, loan, and credit cooperative or thrift society — built for the admin staff who manage it, not for member self-service. It covers the full lifecycle of a multipurpose cooperative: member records, savings, contribution schemes, loans with guarantors and flexible interest, share capital, dividends, inventory and goods trading, a manual general ledger, governance record-keeping, and full financial reporting — all stored locally with layered backup, so your society's records stay under your control.
Everything needed to run a cooperative's finances, from member sign-up to year-end dividends.
A full profile for every member, always one click away.
One running wallet per member, kept simple on purpose.
Run as many contribution schemes as your society needs — welfare, building fund, and more.
From application to final repayment, with nothing falling through the cracks.
Track ownership stakes as precisely as savings.
Turn a year's surplus into a clean, member-by-member payout.
If your cooperative also trades goods, it's covered in the same system.
A proper double-entry ledger for overhead items, kept separate from member transactions on purpose.
Meeting minutes and resolutions, kept exactly where the rest of the society's records live.
Every number a cooperative needs to report to its members or regulators, in one place.
Your society's records, protected — and looking like your society, not ours.
CFM's member, loan, and reporting screens.